Mortgage Website Template for Lenders & Loan Officers

From Uptown condos to Frisco new builds, we help Texans buy and refinance homes with fast pre-approvals, honest rates, and a team that actually answers the phone.

Get Pre-Approved

Call (214) 555-0198

Get Your Free Rate Quote

Lending You Can Actually Trust

City House was founded on a simple idea: getting a home loan shouldn’t feel like a maze. We’re a team of licensed loan officers who believe in straight talk over sales talk, clear rates, honest timelines, and real people who pick up the phone. Whether you’re buying your first home, upgrading to your next one, or refinancing to free up some breathing room, we guide you through every step with the same care we’d want for our own family. No jargon, no hidden fees, no surprises at the closing table, just a lending team that’s genuinely in your corner.

Learn About Us

Find the Right Loan for Your Dallas Home

Every borrower’s story is different. Explore the loan programs available across Texas, then talk to a local loan officer who can walk you through the numbers.

Conventional Loans

Competitive rates for buyers with strong credit and stable income. Fixed and adjustable options available.

FHA Loans

Down payments as low as 3.5%. A great fit for first-time Dallas buyers.

VA Loans

Zero down payment for eligible veterans and active-duty military — we specialize in Texas VA financing.

Jumbo Loans

Financing for luxury homes in Highland Park, Preston Hollow, and beyond, above conventional loan limits.

Refinance

Lower your rate, shorten your term, or pull cash out of your equity for renovations or debt payoff.

New Construction

Financing for new builds in Frisco, Prosper, and McKinney — or renovation loans for fixer-uppers.

Why Dallas Homebuyers Choose Us

Most people find that mortgage financing is complicated and confusing. We help you buy your dream home by simplifying the mortgage financing process with personalized loan.

We know Dallas County appraisal timelines, Texas homestead exemptions, and which neighborhoods are heating up.

Get pre-approved in as little as 24 hours and close in as few as 18 days, so you can make competitive offers in Dallas’ fast-moving market.

No teaser rates, no hidden fees, no surprises at the closing table. We walk you through every number before you sign anything.

Talk to your actual loan officer — not a rotating call queue — from application through closing day and beyond.

Your Path to Closing, Simplified

Get Pre-Approved

Share a few details online or by phone. Get a real pre-approval letter, not just an estimate.

Find Your Loan

We compare programs and rates to match your goals and budget.

Lock Your Rate

We help you time your rate lock so there are no surprises.

Close With Confidence

We coordinate with your realtor and title company to get you to the closing table on schedule.

Apply for Home

How Much Home Can You Afford in Dallas?

Property taxes and insurance in Texas can shift your monthly payment more than you’d expect. Use our free calculator to estimate your payment based on current Dallas County tax rates.

Try the Mortgage Calculator

Proudly Serving the DFW Metroplex

Whether you’re buying your first home in Oak Cliff, upgrading in Lakewood, relocating to Plano for work, or building new in Prosper, our team understands the local market — from HOA quirks to which Dallas ISD zones are trending. We lend across Dallas, Collin, Denton, Tarrant, and surrounding counties.

What Our Clients Say

4.9/5 average, 500+ Google Reviews

      
   Randy Key - Churchill Mortgage, NMLS 190053
   15 Google reviews 
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       Posted on Google  
   
   Brooke Graham 
 
 
 
 Trustindex verifies that the original source of the review is Google. The entire process of buying our first home with Randy as our mortgage lender was so smooth. He was attentive, thoughtful, and available when we needed anything! He was quick to respond or help us answer any questions we had. He worked seamlessly with our realtor and other parties to ensure every step of the process was as smooth as possible. Highly recommend Randy and his team!
  
 
      Posted on Google  
   
   Dave McCorquodale 
 
 
 
 Trustindex verifies that the original source of the review is Google. We've used Churchill a few times (a couple refi's and a new home purchase). Great team to work with and deliver great service!
  
 
      Posted on Google  
   
   Abby Spencer 
 
 
 
 Trustindex verifies that the original source of the review is Google. This is my second time to use Randy and his team! They are amazing! Everything is well explained and they have been so patient with all of my questions. When I was at the title company to sign everything, the title company also commented on how organized everything is for them. All around - Randy and the team are a class act!
  
 
      Posted on Google  
   
   Darkess Miller 
 
 
 
 Trustindex verifies that the original source of the review is Google. The Churchill team was amazing and made our purchase so easy!
  
 
      Posted on Google  
   
   Pam Phillips 
 
 
 
 Trustindex verifies that the original source of the review is Google. Randy and his team are the best. From start to finish they kept us updated and make the process so easy.  We are so thankful we got to work with such a great team and had a great experience! Thanks Randy, Seth, Melissa and Susan for all of your hard work!
  
 
      Posted on Google  
   
   Stephanie Lopez 
 
 
 
 Trustindex verifies that the original source of the review is Google. Churchill has financed three houses for us.  Seamless, great communication.  Highly recommend.
  
 
      Posted on Google  
   
   Ben Delery 
 
 
 
 Trustindex verifies that the original source of the review is Google. Randy is extremely knowledgeable and a pleasure to work with! He understood our needs, and made the process seamless. I would highly recommend working with him.
  
 
      Posted on Google  
   
   Kassandra Rodriguez 
 
 
 
 Trustindex verifies that the original source of the review is Google. A pleasure to work with. Randy's team is very punctual and stayed in contact throughout the process. Would recommend to my family and friends!