Mortgage Website Template for Lenders & Loan Officers
From Uptown condos to Frisco new builds, we help Texans buy and refinance homes with fast pre-approvals, honest rates, and a team that actually answers the phone.
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Lending You Can Actually Trust
City House was founded on a simple idea: getting a home loan shouldn’t feel like a maze. We’re a team of licensed loan officers who believe in straight talk over sales talk, clear rates, honest timelines, and real people who pick up the phone. Whether you’re buying your first home, upgrading to your next one, or refinancing to free up some breathing room, we guide you through every step with the same care we’d want for our own family. No jargon, no hidden fees, no surprises at the closing table, just a lending team that’s genuinely in your corner.
Find the Right Loan for Your Dallas Home
Every borrower’s story is different. Explore the loan programs available across Texas, then talk to a local loan officer who can walk you through the numbers.
Conventional Loans
Competitive rates for buyers with strong credit and stable income. Fixed and adjustable options available.
FHA Loans
Down payments as low as 3.5%. A great fit for first-time Dallas buyers.
VA Loans
Zero down payment for eligible veterans and active-duty military — we specialize in Texas VA financing.
Jumbo Loans
Financing for luxury homes in Highland Park, Preston Hollow, and beyond, above conventional loan limits.
Refinance
Lower your rate, shorten your term, or pull cash out of your equity for renovations or debt payoff.
New Construction
Financing for new builds in Frisco, Prosper, and McKinney — or renovation loans for fixer-uppers.
Why Dallas Homebuyers Choose Us
Most people find that mortgage financing is complicated and confusing. We help you buy your dream home by simplifying the mortgage financing process with personalized loan.
- Local Expertise
We know Dallas County appraisal timelines, Texas homestead exemptions, and which neighborhoods are heating up.
- Speed You Can Feel
Get pre-approved in as little as 24 hours and close in as few as 18 days, so you can make competitive offers in Dallas’ fast-moving market.
- Straight Answers
No teaser rates, no hidden fees, no surprises at the closing table. We walk you through every number before you sign anything.
- A Real Person, Always
Talk to your actual loan officer — not a rotating call queue — from application through closing day and beyond.
Your Path to Closing, Simplified
Get Pre-Approved
Share a few details online or by phone. Get a real pre-approval letter, not just an estimate.
Find Your Loan
We compare programs and rates to match your goals and budget.
Lock Your Rate
We help you time your rate lock so there are no surprises.
Close With Confidence
We coordinate with your realtor and title company to get you to the closing table on schedule.
How Much Home Can You Afford in Dallas?
Property taxes and insurance in Texas can shift your monthly payment more than you’d expect. Use our free calculator to estimate your payment based on current Dallas County tax rates.
Proudly Serving the DFW Metroplex
Whether you’re buying your first home in Oak Cliff, upgrading in Lakewood, relocating to Plano for work, or building new in Prosper, our team understands the local market — from HOA quirks to which Dallas ISD zones are trending. We lend across Dallas, Collin, Denton, Tarrant, and surrounding counties.
- Dallas, TX
- Plano, TX
- Frisco, TX
- McKinney, TX
- Fort Worth, TX
- Arlington, TX
- Irving, TX
- Southlake, TX
- Richardson, TX
- Denton, TX
What Our Clients Say
4.9/5 average, 500+ Google Reviews
Meet Your Dallas Lending Team
Real people, real local licenses, real accountability. Get to know the loan officers who’ll guide you from application to closing.
Common Questions from Dallas Buyers
How much down payment do I need to buy a home in Texas?
It depends on the loan program — as little as 0% down with a VA loan, 3.5% with FHA, or 3–5% with certain conventional programs.
How long does closing take in Dallas?
Typically 18–30 days once your contract is signed, depending on the loan type and appraisal scheduling.
Do you only lend in Dallas?
We’re licensed across Texas and focus on the DFW Metroplex, including Dallas, Collin, Denton, and Tarrant counties.
Ready to Talk Numbers?
Get a free, no-obligation rate quote from a local Dallas loan officer today.